Veteran Owned · Texas Based

Your processing fees shouldgo extinct.

RaptorPay helps small business owners keep more of their own money with dual pricing, modern equipment, and a partner who picks up the phone.

Learn More See the equipment
Transparent pricing, no hidden fees
Month-to-month, no long-term lease
Real U.S.-based support

See what you could save

Tell us a little about your business and we will reach out.

Veteran owned and operated
Texas based, Texas proud
Month-to-month service
Real people. Real help.
The Problem

The problem isn't your business. It's your processor.

Fees that keep climbing

Every month another line item shows up on your statement, and your margin is what pays for it.

Statements built to confuse

Tiered rates, junk fees, and fine print make it nearly impossible to know what you actually pay.

Contracts that trap you

Long-term equipment leases and cancellation penalties keep you stuck with a processor you have outgrown.

Support that disappears

The rep who signed you stops answering, and the 800 number leads to a phone tree instead of a person.

Heard "lower fees" before? So have we. That's why we start with your statement, not a sales pitch. We show you exactly where your fees are coming from so you can decide with real numbers in front of you.

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Newland N950 wireless terminal, front and back view
Solutions

Payment solutions that work for you.

Everything your business needs to get paid, keep more of it, and move on with your day.

Credit Card Processing

Accept every major card with transparent pricing and flexible programs built around your business.

Dual Pricing Program

Reduce or potentially eliminate your credit card processing fees for one flat monthly rental fee.

Countertop Terminals

Modern Newland countertop equipment for the front counter, ready to run all day, every day.

Wireless Terminals

Take payments tableside, curbside, or on the job site with wireless Newland smart terminals.

Next-Day Funding

Next-day funding options keep your cash flow moving instead of waiting on your money.

Real U.S.-Based Support

Talk to a real person who answers when you call or text, before the sale and long after it.

Dual Pricing Savings Calculator

See what you could save every year.

Drag the slider to your monthly card volume, enter your current rate, and watch what happens when your processing fees go extinct.

$50,000
%

Your numbers, your math. We never invent a statistic.

Estimated Annual Savings
$19,440
Estimated, based on your monthly volume and processing rate.
Monthly Credit Card Volume$50,000
Monthly Processing Fees$1,500
RaptorPay Rental Fee$79.99
Monthly Savings$1,420

Let's run your exact numbers.

At your volume, the right program depends on your card mix and setup. Send us your info and we will walk through your statement together, in plain English.

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Estimate only. Actual results depend on your card mix, transaction profile, and program terms. Under a dual pricing program, card prices reflect the cost of processing and the business pays a flat monthly rental fee. We make no guarantees for merchant account approvals or specific savings amounts.

Customer presenting a card to a Newland X800 terminal
Equipment

Modern terminals. In store and on the go.

Two ways to take payments, both on month-to-month rental. No long-term equipment lease, ever.

Newland X800 countertop terminal In Store

Countertop

Newland X800

A fast, reliable countertop terminal for the front counter. Tap, dip, and swipe with a clean customer-facing experience.

Newland N950S wireless smart terminal On The Go

Wireless

Newland N950 · N950S

Wireless smart terminals that go where the work is. Tableside, curbside, the job site, or the farmers market.

Every terminal is month-to-month rental equipment. When you outgrow it, you swap it. You never buy your way out of a lease.

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The Flagship Program

Dual pricing. One flat fee.

With dual pricing, your customers see two prices: a card price and a cash price. The card price reflects the cost of processing, so the fees that used to come out of your pocket effectively go extinct.

Instead of an unpredictable stack of percentages and junk fees, you pay one flat monthly rental fee. That's the whole bill.

Learn More
$79.99
Flat monthly rental fee
  • Reduce or potentially eliminate processing fees
  • Month-to-month service, no long-term lease contract
  • Modern Newland equipment included in your setup
  • Next-day funding options available
Who We Serve

Built for local business.

From the auto shop to the front counter, RaptorPay works with the businesses that keep their towns running.

Mechanic working under the hood in his shop
Shop owner handing a bakery bag across the counter
Shop owner handing a bag to a happy customer
Why RaptorPay

Why business owners switch.

  • We put more money back in your pocket

    Savings on our dual pricing program go back into the business, not into a processor's fee stack. What you keep each month is yours to reinvest.

  • We recommend the right setup

    You get the program and equipment your business actually needs, not whatever pads a commission.

  • We stay after the sale

    Call or text and a real person answers. That does not change once you sign.

  • We don't lock you in to a contract

    Month-to-month service and month-to-month rental equipment. We earn your business every month.

Reviews

Trusted by business owners like you.

Mechanic working under the hood at a tire and auto shop “

Parker is awesome to work with. He walked us through our statement, showed us where the fees were coming from, and helped us switch to a team that actually answers when we call or text.

Seth Five Points Tire & Auto
Mechanic servicing brakes at an automotive shop “

Parker made the whole process easy. He explained the fees plainly, answered all our questions, and helped us get set up with a very nice terminal.

Hugo AAAA Automotive
Questions

Straight answers. No fine print.

The questions every business owner asks before they switch, answered the way we would answer them across the counter.

What's the catch?

There isn't one, and we get why you would ask. The whole program is one flat $79.99 monthly rental fee, month-to-month service, and month-to-month rental equipment. We walk through your current statement with you, show you the numbers side by side, and you decide. If it doesn't make sense for your business, we will tell you that too.

I'm happy with my current processor. Why switch?

Then you may not need to. But most owners who feel that way have never seen their statement explained line by line. A short conversation costs you nothing, and if your current setup is genuinely the better deal, you will know that with real numbers instead of a hunch.

Will my customers push back on dual pricing?

With dual pricing, customers simply see two prices: a card price and a cash price, and they choose how to pay. Clear signage and receipts make it transparent, and we help you set all of that up so the rollout is clean from day one.

What does it actually cost?

One flat $79.99 monthly rental fee. Your terminal is month-to-month rental equipment, so there is no long-term lease and no equipment buyout hiding in the fine print.

Am I locked into a contract?

No. Service is month-to-month and so is the equipment. We earn your business every month instead of holding it with a cancellation penalty.

How fast do I get my money?

Next-day funding options are available, so your sales keep your cash flow moving instead of sitting in someone else's account.

Parker Hight, owner of RaptorPay
About the Owner

The person behind RaptorPay.

RaptorPay is owned and operated by Parker Hight, a veteran based in Granbury, Texas with 5 years in the payments business.

Parker built RaptorPay around a simple idea: business owners deserve to know exactly what they pay, keep more of what they earn, and reach a real person when they call. That's why every account starts with a plain-English walkthrough of your statement, runs month-to-month, and comes with his direct line.

Parker Hight
Owner, RaptorPay LLC
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Get Started

Ready to make your fees extinct?

Send us your info and we will reach out. A short conversation is all it takes to see if dual pricing fits your business. No pressure, no obligation.

(817) 374-0084
p.hight@raptorpay.com
Mon to Fri, 8AM to 6PM CST

Let's talk numbers

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